The ABI said the next phase of the pensions dashboard should include finalising the governance framework between industry, government and regulators; developing a prototype to test the technology and see how the dashboard could work for customers; and collaborating with the wider industry and interested FinTech start-ups.Yvonne Braun, ABI director of policy, long-term savings and protection, said: “The Pensions Finder project has laid the foundation for delivering this crucial project, and its momentum must continue.“As a project that is expected to be industry-led and funded, the ABI is best placed to take forward the next phase to deliver the pensions dashboard.“We know we cannot do this alone. We want to work with government and the wider industry so the dashboard can help customers with public sector pensions and those in trust-based schemes.”But pension professionals warned that the dashboard would require appropriate governance.Graham Vidler, director of external affairs at the Pensions and Lifetime Savings Association, said: “To make serious progress with a dashboard, we need clarity over its objectives, independence in its governance and realism in its development timetable. It should be governed independently with the involvement of government and regulators.”He added: “Once objectives and governance are clear, it should seek to make progress in phases, starting where the majority of automatically enrolled savers are – a small number of master trusts and insurers. The governance framework set out in this report is a useful basis for moving forward.”Steve Webb, director of policy at Royal London and a former pensions minister, said the recent White Paper sees a single dashboard hosted by a public sector or not-for-profit body – the model preferred by consumers – as a transitional step to a ‘white-labelled’ approach, where dashboard data displayed is integrated with information from the user’s bank or pension provider. “The White Paper acknowledges that a ‘big bang’ approach, where all pension data can be seen on day one, is unrealistic,” he said.“It suggests that the first data to be made available should include state pensions, new defined contribution pensions created under auto-enrolment and perhaps some public sector defined benefit rights.”But he warned: “There would still be an awfully long distance to travel after this, including legacy rights, individual pensions such as self-invested personal pensions, and even other savings vehicles such as the new ‘lifetime’ individual savings account. “Without strong leadership, particularly from government, the dashboard initiative will continue to be little more than an aspiration.”Gail Moss outlines what the UK can learn from Scandinavia as it seeks to implement a pensions dashboard by 2019 The Association of British Insurers (ABI) has committed to taking forward the next phase of a UK pensions dashboard, including potentially creating a prototype.The announcement came at the launch of the Pension Finder White Paper, outlining how the dashboard could be created.The White Paper was drawn up by the Pension Finder working group, a collaboration of 14 organisations led by the Money Advice Service and including the ABI, Aviva, NEST and Standard Life.It included recommendations on a dashboard model, implementation and governance.
Stuff co.nz 1 July 2020On Wednesday, paid parental leave in New Zealand increased from 22 weeks to 26 weeks, and rose by $20 a week.Parents with children due on or after July 1 are now eligible for 26 weeks – a full six months – of leave.Parental leave is a scheme for eligible working parents or other primary carers who stop working to care for their newborn baby or a child under the age of six who is now in their care.Paid parental leave has been rising incrementally in New Zealand ever since parliament passed a bill back in 2017.Before then, paid parental leave was just 18 weeks. That rose to 22 weeks on July 1, 2018, and finally to 26 weeks on Wednesday.In July 2019, weekly parental leave payments increased from $564.38 per week to $585.80 per week before tax.In a statement on Wednesday, Prime Minister Jacinda Ardern said that the eight-week increase in leave helped remove economic barriers for parents to spend “those all-important early months with their children”.Although we’ve come a long way in supporting new Kiwi families, some other countries are leagues ahead of New Zealand, while some still lag behind.AustraliaAustralia’s paid parental leave still sits at just 18 weeks for primary carers, which is 90 payable days.However on July 1, 2020, some slight changes around flexible leave were added. New Australian parents can use their leave for 12 continuous weeks, which is 60 payable days, and also now have 30 flexible paid parental leave days.The UKThere are a number of paid leave options for new parents in the United Kingdom. New parents can receive shared parental leave and statutory shared parental pay if having a baby or adopting.This includes 50 weeks of shared leave between both people, but only 37 of those weeks are paid.The leave and pay needs to be used in the first year after the child is born or adopted into the family. However, there is flexibility around whether the leave is used in blocks, all in one go, staggered or used by both parents at the same time.SwedenIn Sweden, new parents are paid out for 480 days of parental leave – that’s roughly 16 months.According to a Swedish Government website, this leave can also be transferred between parents – so both parents can take 240 days each. According to the BBC, Sweden has the most generous parental leave system in Europe.A change made last year in Sweden now allows for parental paid leave to be transferred to step-parents to make life easier for families.FinlandBy 2021, a parental allowance in Finland will increase from 12.7 months to more than 14 months for families expecting a new child.According to a government release, both parents would receive an equal quota of 164 daily allowance days in Finland’s six-day-week system – about 6.6 months.Parents can also transfer 69 days from their own quota to the other parent, and single parents can use both allowances.PortugalPortugal has a gender-neutral paid leave system is place.Under the parental benefit, new parents in Portugal can get up to 120 days paid at 100 per cent of their salary. There’s also a possible 30-day leave extension at 80 per cent of their salary.Both parents can take the period between 120 and 160 days at the same time.AmericaAccording to The Guardian, the US does not have a national statutory paid maternity, paternity or parental leave.Some US employees are able to take up to 12 weeks unpaid maternity leave, the website states.According to Forbes however, from October 2020, some federal employees will be able to take up to 12 weeks of paid parental leave under the Federal Employee Paid Leave Act (FEPLA). Although this act does not cover all US employees, progress is underway in this space, with some paid leave proposals before Congress.Some US states, such as New York and California, have passed their own paid family leave laws. In California for example, those eligible for a paid family leave benefit can receive between 60-70 per cent of their wages for up to eight weeks, a California government website states.https://www.stuff.co.nz/life-style/parenting/121996184/new-zealands-paid-parental-leave-increase-and-how-it-compares-to-other-countries?cid=app-iPhone
More than 12,000 children have been rescued in the past three years from gold mines in northern Tanzania, according to children’s rights groups who fear thousands more youngsters are being forced to work in hazardous conditions for a pittance.Plan International said the children from Geita region in northern Tanzania are being identified and reintegrated back into school as part of a donor-funded initiative to clamp down on child labour involving children as young as eight. Police, government social welfare officers and NGO workers were all involved in the mission to rescue the children.The children’s charity Plan said thousands of boys and girls are lured to work in gold mines in northern and western Tanzania every year in the hope of a better life – but many find themselves stuck in a cycle of poverty and despair.Their health is also put at risk by direct exposure to mercury used to process gold ore and girls often end up selling sex which exposes them to the risk of contracting HIV/AIDS.Tanzania has laws prohibiting child labour in gold mines but critics say the government has not done enough to stop small, illegal mines from exploiting children.
Tweet 57 Views no discussions Sharing is caring! Share Share Share LifestyleRelationships Would You Sign a Singles’ Prenup?. by: – April 26, 2011 Jewel Landers and her boyfriend Chuck have been a committed couple for 23 years. They live together and have a financial routine.“Chuck pays the household bills. He pays the mortgage. I pay for the cell phone bill and everything that comes into the house, except for the big-ticket items, like a refrigerator, the washer, the dryer,” says Jewel.But the deed to the house is only in Chuck’s name. It’s something that concerns Jewel. She doesn’t want to end up in court if they go their separate ways.Jewel’s relationship is going strong, but a recent survey by the American Academy of Matrimonial Lawyers (AAML) revealed a 48% increase in the number of couples duking it out in court. Now, a growing number are choosing to sign cohabitation agreements. They’re legally binding documents for couples that share a home, but aren’t hitched.“It outlines their expectations for their relationship and also what happens in the event that the relationship ends, either by death, or by simply deciding they’re not going to live together anymore,” says Linda Lea Viken, President of the AAML.Agreements can range from simple to complex, covering everything from medical decisions and health insurance to payment of debt and division of property. It really depends on the couple.“What happens if you buy a house together? If I contribute to your house, that is, it’s in your name, but I add to it. I remodel it and I put in $20,000. Do I get that back if we break up?” asks Viken.You can even divvy up your pets. The American Academy of Matrimonial Layers says it should all be discussed. That’s because, depending on the state, an unmarried couple can be treated as legal strangers. Cohabitation agreements not only prevent this, they prevent the financial and emotional turmoil that often results from heading to court. Relationship coach Dr. Anne-Renee Testa says these agreements are a sign of the times. Over the past two decades, the number of unmarried couples living under the same roof has increased by more than 85%.“Any couple that is interested in being intelligent about their relationship should do something like this because it absolutely clears the air. It creates an openness about their relationship.”That’s why Dr. Testa believes a cohabitation agreement shouldn’t be viewed as a “negative.” She says it’s not about control, or about feeling as though the romance has been zapped.“If you know things up front, then you’re ahead of the game and you’re being smart and savvy. If anything, go out and have a glass of champagne afterwards and celebrate!” says Dr. Testa.Jewel says Chuck hasn’t opened up to the idea of a cohabitation agreement yet, but she hopes he’ll change his mind.“I think you need to protect yourself just in case something happens,” she says.By: By Kerri Winick, GalTime.com
Tweet LocalNews Planned Parenthood Association concerned about domestic violence by: – July 19, 2011 Share Share Sharing is caring! Share 43 Views no discussions The Dominica Planned Parenthood Association has said that one of their main concerns in relatation to gender-based violence is the issue of domestic abuse, reported by both male and female partners.President of the Dominica Planned Parenthood Association, Dr Damien Dublin said the association is putting strategies in place to address this issue.‘We have seen over the years that there is an increased awareness of domestic violence. We are seeing that there is an increase level of intolerance bewteen partners which most times result in verbal abuse, leading to domestic violence’, says Dublin.Dr. Dublin was speaking at the 39th Annual General Meeting of the Caribbean Family Planning Association last weekend, which the Dominica Planned Parenthood Association hosted.Dominica Vibes News
Their apprehension came after police officerscaught them engaging in an illegal cockfight. Seized from the suspects were four gamefowls and bet money which amounted to P320. Tristan John Javier, 27; Diosdado Flore,37; David Navisada, 62; Jessie Ferrer, 39; and Florante Mirasol, 38 were nabbedaround 1 p.m. on April 12. They were detained in the lockup cell ofthe Jaro police station, facing charges./PN ILOILO City – Five individuals werearrested for illegal cockfighting in Barangay Cuartero, Jaro district.
By Kelly NinasNORTH PLATTE, Neb. (June 3) – Colton Osborn worked through traffic to grab the lead just past the halfway point, then led to the finish in winning the IMCA Modified feature Saturday at Lincoln County Raceway.Casey Werkmeister started outside row three and finished first in the IMCA Sunoco Stock Car feature. Kyle Clough started deep in the field and ended in second.Jamey Kennicutt held off all challengers after getting the lead on the fourth lap of the Karl Chevrolet Northern SportMod main.IMCA Sunoco Hobby Stock winner Brady Weinman only led one lap but it was the lap that mattered most: He passed Robbie Kosmacek on the final circuit.Tom Baumgardner rode the cushion to the Mach-1 Sport Compact checkers.
RelatedPosts EPL: Crystal Palace stun sloppy Man U EPL: Red Devils attack Palace Townsend: Eze’s an incredible talent Crystal Palace have agreed a £16 million fee with QPR for forward Eberechi Eze in a deal that could rise to £20 million.The additional £4 million are seen as “achievable” add-ons, with QPR also having a 20 per cent sell-on clause built into the agreement. Eze, who scored 14 goals in 46 appearances in the Sky Bet Championship for QPR last season, is now on his way to Palace for a medical where he is also expected to finalise personal terms.The 22-year-old was left out of QPR’s matchday squad for Saturday afternoon’s friendly with AFC Wimbledon, with the club keen to avoid putting him in an awkward position amid Premier League interest.While Palace have struck a deal with QPR, Fulham, West Ham and Newcastle have all also expressed interest in signing Eze.Speaking to Sky Sports News after Saturday’s 3-0 win at Loftus Road, manager Mark Warburton indicated Eze would only leave QPR if the club’s valuation was met.“Any situation for any player is resolved when the value of a player is met, that’s how you resolve a situation,” Warburton said. “You make sure the value is appropriate, the value is correct, and when that value is met we wish everyone the best of luck going forward. That’s the way it is at QPR. Right now if it is not reached, then he’s a QPR player. As long as we pay the wages, he’s one of ours.”Tags: Crystal PalaceEberechi EzeQPR
Press Association Defender Kieran Gibbs is also a doubt for the trip to Germany after coming off late in the second half. All of the pre-match hype had been about what impact Reds forward Luis Suarez would have against the club which tried to sign the Uruguay forward for £40,000,001 in the summer. In the end, though, the match was settled by a strike of the highest order from Welshman Ramsey, who netted his 10th goal of an impressive individual campaign. Reds boss Brendan Rodgers said: “We are disappointed with the result, but sometimes when you are beaten by a better team, you have to accept that. “It was a game they deserved to win. They had greater control, but we were always in the game because of our ability to create chances.” The outcome, however, could have been different but for a disallowed Liverpool goal in the first half which would have made it 1-1. After being pushed over by Bacary Sagna, Suarez took a quick free-kick which released Daniel Sturridge who crossed for Jordan Henderson to tap into the net – only for referee Martin Atkinson to pull play back and book the Arsenal defender. Rodgers was not impressed. The Northern Irishman said: “I got an explanation from the fourth official on it, and it is disappointing, to be honest. “He said it was the next phase of the game, so he was given a yellow card, and it could only have been given at that point. “I thought it was a poor decision because you have to let the game flow, but that was the reason he gave it. It was clever play (from us), and we got a goal from it.” Liverpool and Chelsea, who lost at Newcastle, are now both five points behind the Gunners. Rodgers added: “There is a long way to go. We have made an excellent start and I can’t ask any more from the players. They are pushing every game.” Defender Glen Johnson was missing through illness, which meant Jon Flanagan came into the side. Rodgers said: “Half an hour before I named the team, Glen had to pull out. “He had to go to hospital with an illness. We hope he will be out (of hospital) this evening.” Wales midfielder Aaron Ramsey then made sure of all three points on the hour when he cracked in a sublime 25-yard half-volley as Wenger’s side renewed belief ahead of next week’s European trip to Dortmund and Premier League game at Manchester United. “It was important to respond today, to convince people that we can win these big games, to win it in a convincing way is even more important,” the Arsenal manager said. “I am always confident, but of course there is a long way to go. Today was an important win for the team, for the club, and overall nobody would dispute that we deserved to win this game. “It was vital to win, I said that before the game and I don’t change my mind, because had we not won people would say ‘yes, Arsenal at home they cannot win the big games’. “It is done, in a convincing way. We had a good solidarity, a good focus, and I believe we have plenty of other big games coming up and this will help us deal well with them.” Wenger continued: “Tactically we dealt well with what Liverpool offered us today in the first half. We stopped them from playing and overall we are defensively a better team.” Arsenal were without England midfielder Jack Wilshere, who has been troubled by an ankle problem. Wenger said: “I don’t know if he’ll be available on Wednesday (against Dortmund). We have to wait until Monday. It is not long term.” Arsenal manager Arsene Wenger felt his team answered their critics in the best way possible with a “vital” 2-0 win over Liverpool at the Emirates Stadium which moved them five points clear at the top of the Barclays Premier League. The Gunners had seen questions raised over their character for a sustained title bid following successive home defeats by Borussia Dortmund in the Champions League and after they crashed out of the Capital One Cup against Chelsea on Tuesday night. Santi Cazorla fired the Gunners ahead somewhat against the run of play on 19 minutes, lashing the ball home after his bullet header had come back off the post.
“He was very tired after he came home from Ascot. As everyone knows it was a bit of a rush to get him there anyway and he ran his heart out on the day. “He’s in good form now again now, though. He worked on the racecourse at the Curragh on Monday morning as they’d had a bit of rain and it was beautiful ground. “We’d like to get to the Arc and we just think to run at York and then Leopardstown and then go to Longchamp would be a fair bit of racing in a short space of time. “I think he’ll probably stay in the York race at the five-day stage, just in case it cuts up and the likes of Golden Horn and Gleneagles come out, but at the moment it looks like we’ll wait for the autumn.” Press Association Aidan O’Brien has his fingers firmly crossed York escapes most of the rain that could hit the Knavesmire later in the week as dual 2000 Guineas hero Gleneagles prepares for the Juddmonte International. O’Brien said: “I’m delighted the lads have agreed to let him take his chance and we’ll learn a lot about him. “Hopefully they won’t get too much rain and I’d love to go if it’s good to firm.” William Hill reported Gleneagles to be friendless in the ante-post market, pushing him out to 100-30 from an initial 3-1. Spokesman Jon Ivan-Duke said: “There’s been plenty of money in the race, but hardly a penny for Gleneagles so far and perhaps punters are waiting to see how much rain there is at the Knavesmire.” Free Eagle, meanwhile, is increasingly likely to sidestep York and wait for the Qipco Irish Champion Stakes at Leopardstown. Dermot Weld’s four-year-old fought off The Grey Gatsby to make a winning start to his campaign in the Prince of Wales’s Stakes at Royal Ascot and would add further intrigue to next Wednesday’s Group One feature if he were to line up alongside Golden Horn and Gleneagles. However, the Prix de l’Arc de Triomphe at Longchamp in October remains the primary objective for Free Eagle and connections are minded to give him just one run ahead of his trip to Paris in the Irish Champion Stakes on September 12. Fiona Craig, breeding advisor for owners Moyglare Stud, said: “I think York is probably looking less likely. I’m not sure it’s settled in stone, but he’ll probably go straight to Leopardstown. Ground conditions were described as good to firm on Wednesday afternoon but could ease with heavy rain forecast for the area on Friday, although settled weather is due from Saturday onwards. The presence of Gleneagles has set up a mouthwatering showdown with unbeaten Derby and Eclipse winner Golden Horn – but the crack miler does need a sound surface to show his very best.